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The AIB files with the Division of Insurance a standardized policy for private passenger automobile insurance for use in Massachusetts, along with the necessary forms, endorsements and rules manual. With the introduction of competitive rating, the AIB policy now serves as an advisory filing which may be adopted by each insurance company, either in whole or in part, and modified to specify the insurer’s coverage and rules.

NOTE: The 2015 Massachusetts Automobile Insurance Policy has been withdrawn. These documents are presented for informational purposes only. When the 2016 Massachusetts Automobile Insurance Policy has been placed on file by the Division of Insurance, the 2016 Policy and accompanying documents will replace these.

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